Income Protection Comparisons

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Unemployment & Redundancy Insurance

 

Income protection insurance does not cover unemployment or redundancy.

 

With income protection, you can only claim if you have suffered a sickness or accident.

 

Income protection provides cover up to a maximum of 75% of your gross annual income. There is no specific list of events for which you can claim on income protection, the ability to claim is very broad. Essentially if you are unable to work due to sickness or accident you can claim.