Income Protection Comparisons

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Income Protection For The Self Employed


In the event that you are unable to work and you are self employed, income protection insurance will provide an income until you return to work.

Is Income Protection Too Expensive For The Self Employed? 

Self employed people have a lot to consider when it comes to Insurance cover.
According to a 2006 survey by the Investment and Financial Services Association (IFSA) less than half of small business owners feel they have adequate insurance cover. This is mainly due to the fact that consumers do not fully understand insurance.

Most people are under the impression that income protection is too expensive and many consumers do not know that premiums are generally tax deductible. The types of insurance that is usually tax deductible are income protection and business expense insurance.

Income protection covers up to 75% of your personal income, and business expenses insurance will take care of fixed costs like rent and electricity.


It is essential that all self employed people review their income protection insurance needs regularly. The amount of cover that you have needs to keep up with your expanding business. So consult one of our friendly advisers who will guide you in the right direction.