Life Insurance Comparisons

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Personal Insurance


Personal insurance in Australia typically refers to:
• life insurance,
• income protection insurance,
• TPD insurance, or
• trauma insurance.

 

The above listed personal insurance policies can financially protect against the risk of death, illness, injury or disability.

 

These types of personal events may happen very suddenly, which is why personal insurance is so important to all Australians.

Personal Life Insurance & Income Protection

Generally speaking, the most popular types of personal insurance include personal life insurance and income protection insurance.

 

Life insurance pays a lump sum claim benefit upon death or diagnosis of terminal illness (with less than 12 months to live). It can help your loved ones pay for your funeral service and any outstanding debts like a mortgage, personal loan, fund your children’s future, or provide for your family after your demise.

 

Income protection insurance on the other hand, pays up to 75% of your income if you suffer a sickness or accident, leaving you unable to work. It can help you pay for your ongoing living expenses, your mortgage, and can even be used to pay for any medical bills.

Personal insurance comparisons

Personal insurance policies in Australia vary between all life insurance companies, offering hundreds of options. For this reason it is important to look at all the factors which contribute to your final premium, and also the factors which affect your final claim payment.

 

One of the best ways to ensure you have the best policy for your situation is to conduct a comparison. Our advisers can conduct a personal insurance comparison to find the right life, income, TPD or trauma insurance policy for you.

 

To compare personal insurance Australia wide simply request a quote or call Insure You on 1300 135 205.